Tradelines are one of the most powerful (and least known) ways to improve your credit score quickly. We connect you with the right people.
A tradeline is simply a credit account that appears on your credit report. When you become an authorized user on someone else's old, established credit card — that tradeline shows up on your report too.
The key? The account's entire payment history (10-20+ years of on-time payments) can boost your credit score almost immediately.
💡 This is NOT opening a new account in your name. You don't need credit to qualify. The primary account holder's credit is never affected.
We match you with a verified tradeline provider who has aged accounts that fit your profile.
You become an authorized user on their credit card. It appears on your report within 30-60 days.
Your credit age and payment history improve instantly. Many people see 20-50+ point increases.
Tradeline pricing varies by the age of the account and your goals. Here's what to expect:
* Prices are estimates. We'll connect you with a provider and get exact quotes based on your situation.
Get matched with a tradeline provider. No obligation — just information about your options.
Get My Tradeline OptionsYes. Becoming an authorized user on someone else's account is completely legal and a well-established practice in the credit industry.
No. As an authorized user, you have no control over the account and it doesn't affect their credit.
Typically 30-60 days for the tradeline to appear on your credit report. Results can last 1-3 years.
Yes. Some people add multiple tradelines over time for continued improvement.